One platform for input credit. Retailers, manufacturers, growers.
AgriDraw is how Flatland Capital Group input financing gets used day to day: retailers manage credit at the counter, manufacturers follow their sponsored programs, and growers apply, draw, and settle after harvest.
One platform, three doors in
AgriDraw is the access layer for Flatland Capital Group input financing. Retailers, manufacturers and growers each get their own portal on the same line of credit.
Retailer portal
Ag retailers see available credit at the counter, submit and track grower applications, and manage their book of financed inputs in one dashboard.
Contact usManufacturer portal
Manufacturers monitor sponsored programs and buydowns, see where their terms are being used, and follow program volume through the season.
Contact usGrower portal
Growers watch their decision come back, then draw against the line and track balances through to a single payoff after harvest. Applications start on your retailer's own page.
Contact usEffortless program management with AgriDraw
AgriDraw is the portal layer behind Flatland Capital Group input financing. Growers see their line and savings in plain language, retailers run their whole grower portfolio from one screen, and manufacturers watch their buydown dollars in real time.
Growers see their line, their balance and their savings
One screen shows the amount due at maturity, current balance, accrued interest and remaining availability, plus every transaction with the invoice attached.
- One payment, due in full at maturity, stated up front
- Program value shows the dollars a buydown saved them
- Every draw listed with a downloadable invoice
- White-labeled to the retailer they buy from
Manage your entire grower portfolio in one dashboard
Approved credit, drawn balances and remaining availability sit side by side, so your sellers know exactly how much room a grower has before the load leaves the yard.
- Approved loans, pipeline and advance requests in one queue
- Available-credit list doubles as your sales target report
- Request an advance on any line without leaving the table
- White-labeled to your brand at every grower touchpoint
See exactly where your buydown dollars are going
Every sponsored program is tracked from start date to maturity, with the products it covers and the retailers moving volume on your terms.
- Program rates, windows and covered products in one card
- Attribution down to retailer, transaction and grower line
- Retailer-funded and manufacturer-funded programs side by side
- Read-only access, with no grower data you shouldn't have
Manufacturer Programs
0% Buy-down
Early buy-down program for Flatland products.
3.99% Fixed Rate
Season-long fixed rate on NorthStar seed lines.
Prime − 1%
Floating rate one point below prime on all inputs.
Available Programs
0No pending invitations.
Under $150,000? A FICO score is all it takes.
Input lines under $150,000 are underwritten on your FICO score alone, with no tax returns, no balance sheet and no financial statements. Requests above $150,000 go through a full credit review, typically decided within 24 hours.
Eligible inputs
- Seed
- Crop protection and chemistry
- Fertilizer and crop nutrition
- Custom application
Not covered
- Land rent and cash rent
- Equipment and machinery
- General operating expenses
This is a crop input line of credit, not an operating line.
What the line covers
One line, every input
Seed, chemistry, fertilizer, fuel and custom application all draw from the same revolving line at your retailer.
Real-time credit at the counter
Your retailer sees available credit the moment you walk in, so approvals never hold up a load or an application window.
Draw only what you use
Interest accrues on drawn funds, not the full limit. Add in-season passes without reopening an application.
Inputs only, by design
The line funds seed, chemistry, fertilizer and custom application, not land rent or equipment. It is an input line, not an operating line.
How it works
- 1
Apply online
A short secure application. Most growers finish in under fifteen minutes.
- 2
Get a decision
Lines under $150,000 are approved on FICO alone, with no financial documents. Larger requests get a full credit review, typically back within 24 hours.
- 3
Buy your inputs
Draw against your line at the counter. Seed, chemistry, fertilizer and custom application all bill straight to the account.
- 4
Pay after harvest
One scheduled payoff date aligned to your marketing plan. No surprise draws, no monthly amortization.
Questions? Call (844) 866-0723.
AgriDraw, explained
Frequently asked questions
What is AgriDraw, and how does it support ag retailers?
AgriDraw is the secure portal layer for Flatland Capital Group crop input financing. Retailers, cooperatives and manufacturers get visibility into applications, approved lines, draws and financed volume in one place, under their own brand.
Can we manage applications, approvals and draws in AgriDraw?
Yes. Retail admins and sellers submit grower applications, watch decisions come back, request advances against approved lines and track balances through payoff after harvest.
What can manufacturers see?
Manufacturers get a read-only program view: buydown budget, committed and remaining dollars, which retailers are moving product on sponsored terms, and volume by input category.
How fast is a credit decision?
Input lines under $150,000 are decisioned on FICO alone, with no tax returns, balance sheet or financial statements. Requests above $150,000 go through a full credit review, typically decided within 24 hours.
What can the line be used for?
Seed, crop protection and chemistry, fertilizer and crop nutrition, and custom application. Land rent and equipment are not eligible, because this is a crop input line, not an operating line.
Can the portal be branded to our business?
Yes. Grower-facing landing pages and the portal experience are white-labeled to your name, colors and program so growers stay in your brand from application to payoff.
Is AgriDraw secure?
Access is role-based with two-factor authentication, and each persona (grower, retail sales, retail admin, manufacturer admin) only sees the data that role is entitled to.
Questions? We're here to help.
Contact us
Questions about AgriDraw or the input financing program? Send us a note and our team will follow up.